Home & Life

We can Insure ANY HOME ANY WHERE in NY ! No photos & No inspection !

& Most other States including Florida (needs photos)

We offer Homeowners, Mobilehomes, & Manufactured Homes in Florida !

HOMEOWNERS & FLOOD INSURANCE (Flood Insurance is not covered under a Homeowners policy) but we do offer Flood Insurance policies seperately.

A homeowners insurance policy helps protect one of your most valuable assets in case of loss. By working with you, we will advise you on apolicy that will give you the best, most effective cost coverage for your needs. WE can insure vacant homes, rentals, homes on the water, & people with claims, give us a call!!

Offering over 35 Insurance companies & writing in all east coasd states

WE ALSO OFFER HOME WARRANTIES NO MATTER HOW OLD YOUR APPLIANCES OR HEATING SYSTEM OR ANYTHING ELSE THATS COVERED. WE WILL FIX OR REPLACE ANY COVERED COMPONENT CALL US FOR MORE INFORMATION AT 631-758-6780 EXT. 101

Benefits

Home Replacement Coverage - For homes insured for 100% of their replacement value, damage resulting from a covered incident will be repaired in full, even if the repair cost exceeds the policy limits.

Contents Replacement Coverage - Replacement cost coverage provides for the total replacement of your contents that are destroyed by a covered loss up to the policy limits, without any deductions for use or depreciation. Your deductible would apply.

Electronics and Valuables Coverage - You can add additional protection for your valuables such as jewelry, furs, stamp and coin collections, silverware, home computers, and cellular phones. Check with us regarding the limits of your homeowners policy, and if one or more of these additional coverages would be right for you.

Package Policy - By combining your homeowners or renters or condo coverages, your auto insurance, and your personal liability coverage all into one policy, you get additional protection through higher limits than with separate policies. And best of all, a package policy costs less than separate policies.

Plus, you have one helpful agent, one policy, and one renewal date.

And while you're thinking about it: don't forget your valuable items such as jewelry, coin and stamp collections and coverage for your boat.

Discounts
Some or all of these discounts may be applicable to your situation. Check with us to see which ones apply to you, and how much they will reduce the cost of your insurance.

• Home sprinkler systems
• Fire and burglar alarms
• Smoke detectors
• Dead-bolt locks

Term Life Insurance

• Protection for a specified time period
• Lower initial cost
• Ideal for covering a specific need
• May be convertible to permanent life insurance

• Protection for your entire life
• Flexible premiums and coverage amounts
• Competitive interest rates in a tax deferred environment
• Accessibility to cash values
• Policy guarantees